LEGAL MEDICINE & MEDICAL ETHICS
14 Hours CME (2 Hours Ethics)
CLE, Dental and Nursing Contact Hours
ETHICS & BIOETHICS 1 Hour
Bioethics, Professionalism, and Communication
Fetal Interests, Abortion and Stem Cell Research
REGULATION OF MEDICAL PRACTICE - Overview of Federal and State Laws 1 Hour
Licensing, Credentialing, Privileging and Impairment Issues
HIPAA, EMTALA, and Other Federal Mandates
Affordable Care Act and Accountable Care Organizations
Fraud and Abuse and Criminal Negligence
ELECTRONIC HEALTH RECORDS (EHR) versus ELECTRONIC MEDICAL RECORDS (EMR) 1 Hour
Current State of Implementation of Health Information Technology (HIT)
Meaningful Use Stages I, 2 (2014) and 3 (2016)
Electronic Informed Consent
EHR Malpractice Liability
END-OF-LIFE DECISIONS - Ethical and Legal Issues 1 Hour
The Dying Process
Classification of Euthanasia
Physician Aid in Dying and Hospice Care
Determination of Death
FEDERAL AND STATE REGULATION OF PAIN MANAGEMENT 2 Hours
Controlled Substances Act Standard of Pain Treatment
REMS (Risk Evaluation and Mitigation Strategy) Program
Monitoring Programs and Disposal of controlled substances
Pain Management State Guidelines, Laws and Rules
Addiction, Death and Pain Malpractice
MEDICAL AND FORENSIC EXPERT WITNESS AND TESTIMONY 1 Hour
Federal and State Rules of Evidence Governing Expert Witnesses
Deposition of Expert Witness
Direct and Cross Examination of Expert at Trial
Daubert Challenges of Experts
OFFICIAL DISABILITY GUIDELINES AND AMA GUIDES IN WORKERS COMPENSATION AND NON-OCCUPATIONAL INJURIES 2 Hours
Evidence Based Medicine
Official Disability Guidelines
Rating Impairment under AMA Guides
Return to Work Guidelines
PROFESSIONAL MEDICAL LIABILITY & NURSING MALPRACTICE 3 Hours
American Law and Judicial Process
Medical Negligence: Causes, Prevention and Defenses
Spoliation of Evidence in Medical Records
Capacity, Competency, Informed Consent and Informed Refusal
Liability of MCOs, ACOs, Hospitals, CRNAs, Nurses, PAs and Nurse Practitioners
Malpractice Case Presentations
MEDICAL MALPRACTICE MOCK TRIAL 2 Hours
MOCK TRIAL: Never Event Medical Error
IMPORTANT INFORMATION
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through Continuing Education, Inc. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment to take advantage of our typically excellent rates. Thanks for your cooperation. We look forward to welcoming you aboard!
BIAS FREE CME - No Commercial Support was provided for this CME activity.
Faculty
Michael L. Brooks, MD, JD, FCLM
Director of Neuroradiology, Mercy Diagnostic Imaging
Mercy Fitzgerald Hospital
Darby PA
Dr. Brooks is a neuroradiologist practicing in Philadelphia. Dr. Brooks is a graduate of Hahnemann Medical College (now Drexel University College of Medicine) who completed a Diagnostic Radiology residency at Mercy Catholic Medical Center, in Darby, PA. Following residency, he completed a Neuroradiology fellowship at the Harvard Medical School/Brigham and Women's Hospital and worked as an Instructor at Harvard Medical School and Staff Neuroradiologist at Brigham and Women's Hospital before returning to Philadelphia in 1988. From 1988 to 1998, Dr Brooks was Associate Director of the Graduate Hospital Imaging Center and Neuroradiologist for The Graduate Hospital in Philadelphia. Since 1998 Dr. Brooks has been the Director of Neuroradiology for Mercy Medical Imaging,now Mercy Diagnostic Imaging, where he is involved on a daily basis teaching Radiology and Neurosurgery residents and medical students at Mercy Fitzgerald Hospital and Mercy Hospital of Philadelphia. In 2006, Dr. Brooks received his JD from the Temple University, Beasley School of Law and was admitted to the Bar in Pennsylvania in 2007. In 2007, Dr. Brooks was voted one of the "Top Doctors" in Radiology on the main line in Main Line Today magazine.
Dr. Brooks has been providing expert witness reviews for plaintiff and defense law firms and insurance companies in PA, NJ, and DE since 1995. He also regularly lectures to attorneys and insurance professionals on the topics of spine and brain imaging. Dr. Brooks has provided both substantive and ethics CLE lectures to attorneys in PA and lectured at the Temple University, Beasley School of Law on expert witness ethics and testimony and understanding and overcoming bias in testimony.
Accreditation
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 12 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
In support of improving patient care, Continuing Education, Inc./University at Sea® is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.
Credit Designation for Physicians: Continuing Education, Inc. designates this live activity for 14 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity.
Osteopathic Physicians: This program is eligible for Category 2 credit with the American Osteopathic Association (AOA).
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 14 contact hours. Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
Royal College of Physicians and Surgeons of Canada: Through an agreement between the Accreditation Council for Continuing Medical Education and the Royal College of Physicians and Surgeons of Canada, medical practitioners participating in the Royal College MOC Program may record completion of accredited activities registered under the ACCME’s “CME in Support of MOC” program in Section 3 of the Royal College’s MOC Program.
Credit Designation for Pharmacists: This knowledge-based activity is approved for 14 hours of pharmacy continuing education credit.
Credit Designation for Nurses: Continuiung Education, Inc. designates this continuing nursing education activity for 14 contact hours.
Accredited status does not imply endorsement by Continuing Education, Inc./University at Sea® or ANCC of any commercial products displayed or used with an activity.
Credit Designation for Psychologists: Continuing Education (CE) credits for psychologists are provided through the co-sponsorship of the American Psychological Association (APA) Office of Continuing Education in Psychology (CEP). The APA CEP Office maintains responsibly for the content of the programs.
ITINERARY
DATE
PORT OF CALL
ARRIVE
DEPART
Sun Apr 14
San Juan, Puerto Rico
-
8:30 pm
Mon Apr 15
At Sea - Cruising
-
-
Tue Apr 16
Willemstad, Curacao
7:00 am
8:00 pm
Wed Apr 17
Oranjestad, Aruba
7:00 am
11:00 pm
Thu Apr 18
Kralendijk (Bonaire), Antilles
8:00 am
6:00 pm
Fri Apr 19
At Sea - Cruising
-
-
Sat Apr 20
Philipsburg, St. Maarten
8:00 am
5:00 pm
Sun Apr 21
San Juan, Puerto Rico
6:00 am
-
PORTS OF CALL
San Juan, Puerto Rico
As your vessel navigates the deep blue channel into San Juan Bay, you are greeted by the same formidable sight that once deterred empires and pirates like Sir Francis Drake: the stone ramparts of Castillo San Felipe del Morro. While the age of swashbucklers is long past, their wake has left an island of profound national treasures, making San Juan far more than a point of departure—it is a destination demanding its own chapter in your travelogue. We encourage you to bookend your cruise with a few days here, allowing the city’s rhythm to fully envelop you.
**Pre-Cruise Immersion: A Walk Through 500 Years of History**
Arrive a day or two early to decompress and transition into vacation mode. Settle into your accommodations, perhaps a restored colonial hotel within the walled city or a chic beachfront resort in nearby Condado. Your first exploration should be on foot, through the enchanting streets of Old San Juan. The blue-hued adoquín cobblestones, cast from furnace slag and brought over as ballast in Spanish galleons, pave your way through a vibrant grid of pastel-hued townhomes with intricate ironwork balconies overflowing with bougainvillea.
Dedicate your first full day to the UNESCO World Heritage sites that define the city’s skyline. Begin at the six-level citadel of **Castillo San Felipe del Morro**. Walk the sprawling, windswept lawn where soldiers once drilled and children now fly kites, and explore the sentry boxes, barracks, and cannon batteries that guarded the entrance to the Caribbean for centuries. The panoramic views of the Atlantic are simply breathtaking. From there, stroll along the city walls to its larger counterpart, **Castillo San Cristóbal**, a masterpiece of 18th-century military engineering designed to protect against land-based attacks. Venture into its tunnels and stand in the famous “Garita del Diablo” (Devil’s Sentry Box), shrouded in legend.
For lunch, step away from the main thoroughfares and find a local fonda for an authentic taste of *comida criolla*. This is your opportunity to try a classic *mofongo*—a savory mound of mashed plantains, garlic, and olive oil, often filled with succulent pork, shrimp, or chicken. In the afternoon, delve deeper into the city’s heritage. Visit the final resting place of the island’s first governor, Juan Ponce de León, at the magnificent **Catedral de San Juan Bautista**. Nearby, tour **La Casa Blanca**, a fortified residence built for his family in 1521, now a museum offering a glimpse into 16th- and 17th-century life. As evening descends, enjoy a handcrafted cocktail at a rooftop bar overlooking the harbor before indulging in a sophisticated dinner at one of Old San Juan’s celebrated restaurants, where chefs artfully fuse Taíno, Spanish, and African culinary traditions.
**Post-Cruise Exploration: Beyond the City Walls**
After your cruise, with the relaxed pace of the sea still with you, use your extra days to explore the island’s diverse character. Venture beyond the old city to experience modern Puerto Rican life and stunning natural beauty.
One compelling option is a day trip to **El Yunque National Forest**, the only tropical rainforest in the U.S. National Forest System. A short drive from San Juan, this lush wonderland offers well-maintained hiking trails that lead you through a canopy of giant ferns and tabonuco trees, past cascading waterfalls, and to observation towers with sweeping views of the coast. The cool, misty air and the symphony of coqui frogs provide a restorative contrast to the sun-drenched city.
For a different kind of cultural immersion, explore the dynamic neighborhood of Santurce. Known for its vibrant street art and murals, Santurce is the city’s creative pulse. Visit the **Museo de Arte de Puerto Rico**, which houses a comprehensive collection of Puerto Rican art from the 17th century to the present. In the evening, experience the energy of **La Placita de Santurce**. A humble farmer’s market by day, it transforms at night into a bustling open-air block party, where locals and visitors alike gather to enjoy live music, dance salsa in the streets, and sample food from the surrounding kiosks and restaurants. It’s an authentic, joyous, and unforgettable experience.
Alternatively, you can dedicate your post-cruise time to pure relaxation. The golden sands of Isla Verde and Condado Beach are lined with resorts and beach clubs, offering the perfect setting to unwind with a book and a piña colada—a cocktail famously invented right here in San Juan. Or, for a taste of the island’s most famous export, take a ferry across the bay to Cataño for a tour of the **Casa Bacardí** distillery, where you can learn about the history of rum and master the art of mixing the perfect mojito.
San Juan is a city of layers, where colonial history, vibrant arts, world-class cuisine, and breathtaking nature converge. By extending your stay, you transform your cruise from a simple voyage into a deep, enriching cultural journey, allowing you the time and space to truly connect with the heart and soul of the “Island of Enchantment.”
At Sea - Cruising
Willemstad, Curacao
Willemstad is not just another Caribbean port; its historic core is a designated UNESCO World Heritage site, offering a cultural depth that rewards exploration. The city is bisected by St. Anna Bay, and the two sides, Punda and Otrobanda, are connected by the iconic Queen Emma Pontoon Bridge. Walking across this floating bridge as it swings open for passing ships is a quintessential Willemstad experience.
Punda is home to the famous Handelskade, the waterfront row of brightly colored, 18th-century Dutch colonial buildings that form the island's signature image. Its gridded streets are filled with shops, galleries, and cafes, along with the Mikvé Israel-Emanuel Synagogue, the oldest continuously operating synagogue in the Americas. Across the bay, Otrobanda (“the other side”) offers a more residential feel with a maze of winding alleys. It is also the location of the Kura Hulanda Museum, a powerful and essential institution that chronicles the transatlantic slave trade and its profound impact on the region.
While the city itself is the main attraction, Curacao’s renowned beaches require transportation. A taxi or pre-arranged tour is necessary to reach them. For a full-service beach club atmosphere, Mambo Beach is a popular choice. For more natural beauty, the island's west coast (Westpunt) features stunning coves like Kenepa Grandi and Cas Abao, known for their turquoise water and dramatic cliffs. A visit to the Curacao Liqueur Distillery offers a brief, flavorful diversion for a taste of the island's famous spirit.
Oranjestad, Aruba
Aruba presents a unique Caribbean landscape, trading lush jungle for an arid, desert-like beauty of cacti, rock formations, and its iconic, wind-swept divi-divi trees. The cruise port docks directly in the capital, Oranjestad, a clean and walkable city defined by its brightly colored Dutch colonial architecture. A complimentary open-air trolley makes a convenient loop through the main downtown area, which is filled with high-end retailers and local boutiques.
While the city is charming, Aruba’s primary draw is its magnificent coastline. A short taxi or bus ride north of the port reveals two of the Caribbean’s most celebrated beaches. Eagle Beach is a vast expanse of pristine white sand, consistently ranked among the world's best, offering a more tranquil atmosphere. Adjacent Palm Beach is livelier, lined with resorts, beach bars, and a full spectrum of water sports.
For those seeking an alternative to the beach, the island’s interior offers a compelling look at its rugged terrain. A visit to Arikok National Park showcases a dramatic coastline and caves with ancient Arawak petroglyphs. Closer to the port, the Casibari Rock Formations provide an easily accessible opportunity to climb among massive tonalite boulders for panoramic island views. Aruba offers a polished and safe environment, balancing world-class beach relaxation with accessible and distinctive natural scenery.
Kralendijk (Bonaire), Antilles
Bonaire's identity is inextricably linked to the sea. The entire coastline is a protected national marine park, a pioneering effort in conservation that has preserved one of the Caribbean's most vibrant underwater ecosystems. This makes world-class snorkeling and diving remarkably accessible, often just steps from the shore. The main town, Kralendijk, is a clean, quiet, and walkable port. Its main street, Kaya Grandi, is lined with colorful Dutch-Caribbean architecture housing boutiques and galleries, while waterfront cafes offer a tranquil spot to watch sailboats in the bay.
While the town is pleasant, the island's true allure lies in its natural state. A short taxi ride can take you to a nearby beach for an easy snorkel, or to the southern tip to see the striking contrast of white salt pans, blue water, and the iconic pink flamingos of the Pekelmeer Sanctuary. Bonaire is not a destination for high-energy thrills or extensive historical sites; it is a place to slow down and immerse yourself in a pristine natural environment. It offers a genuine, low-key Caribbean experience for those who appreciate the beauty of the world beneath the waves.
Philipsburg, St. Maarten
St. Maarten offers one of the most distinct experiences in the Caribbean: the chance to visit two countries in a single day. Your ship docks in Philipsburg, the capital of the Dutch side (Sint Maarten), a bustling hub of activity. The town itself is built along a beautiful arc of sand, Great Bay Beach, with a lively boardwalk perfect for a stroll. This is the commercial heart of the island, known for its extensive duty-free shopping, particularly for jewelry, electronics, and local spirits like the iconic Guavaberry Liqueur.
For a complete change of pace, a short taxi ride transports you to the French side (Saint-Martin). Here, the atmosphere shifts to something more akin to the French Riviera. The capital, Marigot, offers a more relaxed vibe with chic boutiques, open-air markets, and charming bistros serving fresh croissants and coffee. For the food-focused traveler, a visit to Grand Case is essential; it’s widely regarded as the culinary capital of the Caribbean, with an impressive collection of world-class restaurants.
Of course, the beaches are a primary draw. While there are dozens to choose from, Maho Beach is a spectacle you won’t forget. It’s not a place for quiet relaxation, but for the unique thrill of watching massive jets land just feet above your head. For a more classic Caribbean beach day, Orient Bay on the French side offers a wide expanse of white sand and turquoise water. St. Maarten’s appeal lies in this choice—you can curate your day to be as high-energy or as relaxed as you wish.
Royal Caribbean's Freedom of the Seas
PLEASE NOTE: To attend the conference, participants must book their cruise accommodations through Continuing Education, Inc. This ensures we can provide full conference services and complimentary social amenities to meeting participants and guests. Participants' family and friends are welcome to book within our group allotment and take advantage of our typically excellent rates. Thanks for your cooperation. We look forward to welcoming you aboard!
Owner's Suite - 1 Bedroom (OS)
Marble entry with door bell. Queen-size bed, bathroom with tub. Separate living area with a queen-size sofa bed. Stateroom: 622 sq. ft. Balcony: 160 sq. ft.
Call: 800-422-0711 and we'll find the best value for you.
Grand Suite - 1 Bedroom (GS)
Marble entry. Room has two twin beds that convert to Royal King, private balcony, sitting area and private bathroom with tub. Stateroom: 432 sq. ft. Balcony: 89 sq. ft.
Call: 800-422-0711 and we'll find the best value for you.
Junior Suite with Balcony (J4)
Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft.
1,529.00 per person
Call: 800-422-0711 and we'll find the best value for you.
Suite/DeluxeGrand Suite - 2 Bedrooms (GT) Two bedrooms with two twin beds that convert to Royal King (one room with third and fourth Pullman beds), a private balcony, two bathrooms and living area with double sofa bed. Stateroom: 616 sq. ft. Balcony: 208 sq. ft.
Suite/DeluxeJunior Suite with Balcony (J3) Two twin beds that convert to Royal King, private balcony, sitting area (some with sofa bed) and private bathroom. Stateroom: 320 sq. ft. Balcony: 65 sq. ft.
Suite/DeluxeRoyal Suite with Balcony (RS) Grand entrance with doorbell. Separate bedroom with king-size bed, and private bathroom with tub, private balcony with whirpool, living room with queen-size sofa bed and baby grand piano. Stateroom: 1633 sq. ft. and Balcony 257 sq. ft.
Suite/DeluxeOceanview Panoramic Suite (No Balcony) (VP) Two twin beds that convert to Royal King. Curtained section with bunk beds. Living area with double sofa bed, vanity and sitting area. One and a half baths with shower. Floor to ceiling wrap around panoramic windows, 76 inches high by 321 inches wide. Stateroom: 406 sq. ft.
Suite/DeluxeVilla Suite - 4 Bedrooms (VS) Two master bedrooms with baths. Two additional bedrooms, each with two Pullman beds and two twin beds that convert to Royal King. Two additional bathrooms with showers and a spacious living area with a sofa bed and dining table. Private balcony with dining area, lounge chairs and whirpool. 1,302 sq. ft. Balcony 845 sq. ft.
Oceanview Balcony with Balcony (6D)
Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 189 sq. ft. Balcony: 46 sq. ft.
919.00 per person
Call: 800-422-0711 and we'll find the best value for you.
BalconySpacious Oceanview with Balcony (1B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (1D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (2B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (2D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (3B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconySpacious Oceanview with Balcony (4B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
BalconyOceanview with Balcony (5D) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 188 sq. ft. Balcony: 46 sq. ft.
BalconySpacious Oceanview with Balcony (6B) Two twin beds that convert to Royal King, sitting area, private balcony and private bathroom. Stateroom: 214 sq. ft. Balcony: 42 sq. ft.
Oceanview Stateroom (8N)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 180 sq. ft.
669.00 per person
Call: 800-422-0711 and we'll find the best value for you.
OutsideUltra Spacious Oceanview (1K) Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 358 sq. ft.
OutsideSpacious Panoramic Oceanview - Accessible (1L) Two twin beds that convert to Royal King. Double sofa bed. Vanity with sitting area. Private bathroom with shower. Floor to ceiling wrap around panoramic window, 76 inches high by 253 inches wide. Stateroom: 283 sq. ft
Interior Stateroom (4V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 256 sq. ft.
619.00 per person
Call: 800-422-0711 and we'll find the best value for you.
Interior Stateroom (6V)
Two twin beds that convert to Royal King and private bathroom. Stateroom: 150 sq. ft.
559.00 per person
Call: 800-422-0711 and we'll find the best value for you.
InsideSpacious Promenade View Interior (1Q) Two twin beds that convert to Royal King. Sofa converts to double, two Pullman beds, private bathroom and sitting area. Stateroom: 340 sq. ft.
InsidePromenade View Interior (1T) A view of the Royal Promenade with bowed windows, two twin beds that convert to Royal King and private bathroom. Stateroom: 169 sq. ft.
Port Charges, Taxes & Fees of 238.13 are not included in the per person fares displayed above.
A deposit of 250.00 per person is due to reserve your stateroom.
3rd/4th in Stateroom - Please call to secure the best possible pricing
Cruise pricing is presented per person, based double occupancy of the stateroom, following industry practice. Pricing presented above is listed accordingly to allow easy comparison for the stateroom categories displayed. Our agents always provide 'total cost' pricing disclosing all particulars before you make any commitment.
COMPETITIVE PRICING PROMISE: We will match any price currently offered by the cruise line; this promise includes their short-term, promotional rates. As a value-added organizer of meetings at sea, however, we do not seek to compete with 'cruise discounters,' 'travel clubs,' or 'distressed inventory' sales operations.
PRICING SUBJECT TO CHANGE:
Because this sailing is departing soon, no fares are displayed above; Call us to request a quote of current, market-rate fares. Those fares, the same as offered directly by the cruise line, are subject to change at any time until held with a deposit or full payment of the fare. Market rates are capacity and revenue controlled, do fluctuate, and can be withdrawn without notice.
CANCELLATION PENALTY POLICY WILL APPLY: We recommend Travel Insurance to protect your investment from unexpected, late cancellations.
Cruise Cancellation Policy:Late Cancellation policies vary by cruise line, itinerary and length of cruise. When reserving your stateroom, please congirm the policy applicable to this cruise with one of our agents.
Course Fee Cancellation Policy: 30+ days before sailing date - 75% Refund ; 7-29 days before sailing date - 50% Refund; Less than 7 days before sailing date - No Refund
FUEL SUPPLEMENT: During periods of unusual oil price volatility, cruiselines may implement a fuel surcharge at any time prior to sailing.
Protect Your Trip with Allianz Travel Insurance
Allianz Travel Insurance plans can give you flexibility and support when your trip doesn’t go quite as planned. From unexpected flight issues to covered trip cancellations, travel emergencies, and more, travel insurance can help you manage unforeseen events that may impact your trip—giving you peace of mind from the moment you book your trip through your return home.
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Whether you’re planning your next trip or you recently booked one, travel insurance can help smooth over many unexpected travel glitches—while putting your mind at ease, knowing you’re off the hook for covered expenses that could arise from them.
Allianz Travel Insurance plans can provide you benefits and professional support when a covered situation comes up before or during your trip. The following examples may qualify for benefits:
Cancelling your trip after unexpectedly becoming too sick to travel
Taking care of a sick or injured traveling companion
Having to end your trip early due to a family emergency
Dealing with a flight delay or cancellation
Needing to buy personal items if your luggage is lost or stolen
Missing your cruise departure after a covered flight delay
You also can contact our travel protection partner Allianz Global Assistance’s 24/7, award-winning customer service for on-the-go assistance with issues like a medical emergency, replacing your lost passport, or making reservations around the world. To be eligible for a time-sensitive waiver of pre-existing medical condition exclusions, purchase your travel insurance plan within 14 days of initial trip deposit (other purchase requirements and conditions apply). Specific plan benefits may vary. Please review your plan details for more information.
What Can Travel Insurance Help Protect?
Allianz Travel Insurance plans can protect you before and during your trip—keeping you, your loved ones, and your travel budget safer. Benefits vary by plan, and these are brief descriptions. Please read your plan documents for details.
TRIP CANCELLATION
Reimburses your prepaid, non-refundable travel expenses if you need to cancel your trip due to a covered reason, such as you, a family member, or traveling companion experiencing a covered illness or injury. Examples include:
A doctor says you or a traveling companion is too sick to fly
Your parent or child requires hospitalization
You need to attend the birth of a family member’s child
You have a traffic accident (not breakdown) on the way to the airport
A storm shuts down your airport for 24 hours or more
TRIP INTERRUPTION
Reimburses your unused, non-refundable travel expenses and increased transportation costs during your trip if you have to return home early due to a covered reason, for instance when a family member has a qualifying medical emergency and needs your care. Examples include:
You have a covered illness or injury and a doctor says you must return home
A family member has a qualifying injury and needs your care
A covered emergency, like a fire or flood, makes your home uninhabitable
TRAVEL DELAY
If you have a covered delay while traveling, travel insurance can reimburse you for meals, accommodations, and transportation expenses when your trip is delayed for a minimum number of consecutive hours for a covered reason. Minimum number of hours varies by plan.
EMERGENCY MEDICAL AND DENTAL CARE
Reimburses your expenses related to covered medical and dental emergencies* that might occur on your trip. This benefit can be especially helpful if you have a covered emergency outside the United States, as most health insurance policies won’t cover you outside the country. Examples include:
You slip and break your ankle while sightseeing
You get food poisoning while sampling the local cuisine
You lose a filling and need immediate dental treatment*
*A sublimit and maximum apply for this benefit. Check your plan documents for details.
EMERGENCY MEDICAL TRANSPORTATION
Arranges and pays for medically necessary transportation following a covered injury or illness to the nearest appropriate medical facility to receive care and get you home after treatment.
BAGGAGE LOSS, DAMAGE, or THEFT
Reimburses the replacement of your lost, damaged, or stolen luggage and personal items while traveling.
BAGGAGE DELAY
Reimburses essential items purchased during your trip if your baggage is delayed for a minimum number of hours (varies by plan).
CHANGE FEE
Reimburses fees if you need to change your flight itinerary due to a covered reason.
24-HOUR ASSISTANCE
Provides around-the-clock support during your trip. Allianz Global Assistance’s staff of multilingual problem solvers can help you with medical, legal, and travel-related emergencies whenever they happen. Medical assistance may include, but is not limited to:
Medical triage with referrals to local prescreened medical providers
Ongoing medical monitoring
Payment guarantee
Emergency medical transportation
Additional services for travel-related emergencies can help with:
When you purchase any Allianz Travel Insurance plan, you automatically get 15 days (or more, depending on your state of residence) to review your policy documents. Within that period, you can cancel your plan for a full refund if you’re not satisfied, as long as you haven’t filed a claim or departed on your trip.
Need Help Along the Way?
Contact Allianz Global Assistance’s award-winning team of travel experts. Call anytime for assistance navigating travel mishaps overseas or in the U.S.—or help with everything from reporting lost baggage to locating emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash from home in case of emergency, and guarantee payment when you need to be admitted to a hospital, in some instances.
Contact Allianz Global Assistance
Phone (24/7): 1-800-284-8300(within the U.S., Canada, Puerto Rico, and the U.S. Virgin Islands) 1-804-281-5700(outside of the U.S., call collect)
File or Track a Claim
It’s easy and convenient to file and track a claim, upload documents, and more online. Start your claim using your email address or policy number.
If you need to update your travel insurance plan, such as adjusting the dates of your plan to reflect itinerary changes, please contact us or manage your plan online so your plan reflects your entire itinerary and provides the right amount of protection for your travels.
Allianz Global Assistance is a world leader in travel insurance and assistance, helping millions of travelers across the globe every year. Allianz Global Assistance is owned by Allianz SE, the world’s largest diversified insurance company. For over 100 years, Allianz SE has helped protect important milestones in American history, insuring the Wright Brothers’ first flight and Golden Gate Bridge construction.
Terms, conditions, and exclusions apply including for pre-existing medical conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.
Questions?
Call us at 800.422.0711 (US & Canada)
Or +1-727-526-1571
We can assist you with all your travel arrangements. We'd be happy to help you plan your flights, hotels or tours before and/or after your cruise conference.
